thumb_up Know the Advantages

• done The U.S. BANK CASH+® Credit Card allows you to earn 5% cash back on your first $2,000 in combined eligible purchases each quarter in two categories you choose.
• done Additionally, you can earn 2% cash back on one everyday category, like gas stations, grocery stores, or restaurants.
• done All other eligible purchases earn 1% cash back, providing ongoing rewards for your spending.
• done Enjoy the benefits of this card without the burden of an annual fee, making it a cost-effective choice for rewards seekers.

thumb_down Understand the Drawbacks

• close The 5% cash back is capped at $2,000 in combined eligible purchases each quarter, which might limit rewards for high spenders.
• close You need to select your 5% and 2% categories each quarter, which requires regular management.
• close The card charges a foreign transaction fee, which can be a drawback for frequent travelers.

help How to Apply for the U.S. BANK CASH+® Credit Card

Applying for the U.S. BANK CASH+® Credit Card is a straightforward process:

1. Visit the U.S. Bank Website (or click on the button bellow to be redirected): Go to the U.S. Bank credit cards section.
2. Select the Card: Choose the U.S. BANK CASH+® Credit Card.
3. Check Eligibility: Review the card’s terms and ensure you meet the requirements.
4. Fill Out the Application: Complete the online application form with your personal and financial information.
5. Submit Application: Submit the application and wait for a decision.
6. Receive Your Card: If approved, you’ll receive your card by mail.

The U.S. BANK CASH+® Credit Card is a versatile option for consumers who enjoy earning cash back on their purchases. The card stands out with its customizable rewards structure, allowing cardholders to select two categories each quarter for 5% cash back, and one everyday category for 2% cash back. This level of customization is unique and can be highly advantageous for those who plan their spending strategically.